Tuesday, April 30, 2013

Virtual patient advocate delivers preconception care to improve pregnancy outcomes

Virtual patient advocate delivers preconception care to improve pregnancy outcomes [ Back to EurekAlert! ] Public release date: 30-Apr-2013
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Contact: Jenny Eriksen
jenny.eriksen@bmc.org
617-638-6841
Boston University Medical Center

(Boston) Results of a pilot study suggest that a virtual patient advocate (VPA) could help influence positive changes and help women have healthier pregnancies. Developed at Boston University School of Medicine (BUSM), Boston Medical Center (BMC) and Northeastern University, "Gabby" is an innovative tool developed to deliver preconception care (PCC) to African-American women through interactive conversations online.

The study results, which are published online in the American Journal of Health Promotion, suggest that Gabby could help identify risk factors and influence positive changes in women before they conceive and decrease the risk for adverse birth outcomes. Paula Gardiner, MD, MPH, assistant professor at BUSM and family medicine physician at BMC, is the paper's first author. Brian Jack, MD, chief and chair of family medicine at BMC and BUSM, respectively, is the paper's senior author. Timothy Bickmore, PhD, associate professor in the College of Computer and Information Science at Northeastern, collaborated on this study and led the development of the software on which Gabby is based.

PCC addresses family planning, medical conditions and preventive behaviors in a primary care setting. The Centers for Disease Control and Prevention (CDC) developed evidence-based best practice guidelines for PCC, but there is a need for more comprehensive PCC implementation. Statistics show that approximately half of pregnancies in the U.S. are unplanned. According to the CDC, the fetal mortality rate for non-Hispanic African-American women in 2005 was 2.3 times the rate for non-Hispanic white women.

"Because approximately half of pregnancies in the United States are unplanned, delivering preconception care during general wellness visits could help reduce infant and maternal mortality rates," said Gardiner.

In order to develop a VPA that participants could identify with and trust, researchers conducted usability studies to gather recommendations from participants about the name, gender and physical appearance of the VPA. Previous research has shown that African-Americans prefer a VPA who is their same race and gender, and the results of these studies also indicated that participants would feel comfortable discussing PCC health topics with a VPA who was a young, female health care provider. These results helped the researchers create Gabby.

Women between the ages of 15 and 25 interact and engage with Gabby online by answering her questions about current health habits and conditions. Through this interactive dialogue, where participants can pick from answers or write in their own, Gabby screens for PCC risks, educates the participants about their risks and assesses whether they are ready to make lifestyle changes to decrease their risks. Based on participant's responses, Gabby helps create a custom "My Health To-Do List," which users can review and share with their providers.

Participants reported an average of 23 preconception risks. In the two-month pilot study, 83 percent of the risks added to the "My Health To-Do List" were either addressed or resolved by the users by the end of the pilot. For example, if a woman identified that she was not taking folic acid at the beginning of the pilot but had bought a folic acid supplement, she had addressed the risk. If she started taking it by the end of the pilot, she had resolved the risk. Therefore, Gabby was effective in helping those who were contemplating behavior change to move forward and take action.

The participants indicated that the Gabby system is a valuable addition to their health care routine and could be used either to prepare for an appointment with a provider or to reinforce information discussed during an appointment. They found Gabby trustworthy and reliable and found that she provided helpful information in an appropriate amount of time. The results also show that Gabby addressed some barriers to translating PCC best practices to clinical care, such as ease of delivery and patient acceptability.

"These results suggest that using Gabby as a PCC tool could be effective in helping deliver PCC to African-American women," said Jack. The researchers are working to expand on these results and have been recruiting for a randomized control trial to test whether participants who receive PCC with Gabby will have fewer preconception risk factors after six months than participants in a control group. They will enroll 100 young African-American women from across the country.

###

This research was supported by the Agency for Healthcare Research and Quality under contract number HHSA 290-06-00012-7 (Principal Investigator: Jack); the Bureau of Maternal and Child Health in the Health Resources and Services Administration under grant award # R40 MC21510-01 (Principal Investigator: Jack); and the National Institute of Health's National Center for Complementary and Alternative Medicine under grant award # K07AT005463-01(Principal Investigator: Gardiner).


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AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Virtual patient advocate delivers preconception care to improve pregnancy outcomes [ Back to EurekAlert! ] Public release date: 30-Apr-2013
[ | E-mail | Share Share ]

Contact: Jenny Eriksen
jenny.eriksen@bmc.org
617-638-6841
Boston University Medical Center

(Boston) Results of a pilot study suggest that a virtual patient advocate (VPA) could help influence positive changes and help women have healthier pregnancies. Developed at Boston University School of Medicine (BUSM), Boston Medical Center (BMC) and Northeastern University, "Gabby" is an innovative tool developed to deliver preconception care (PCC) to African-American women through interactive conversations online.

The study results, which are published online in the American Journal of Health Promotion, suggest that Gabby could help identify risk factors and influence positive changes in women before they conceive and decrease the risk for adverse birth outcomes. Paula Gardiner, MD, MPH, assistant professor at BUSM and family medicine physician at BMC, is the paper's first author. Brian Jack, MD, chief and chair of family medicine at BMC and BUSM, respectively, is the paper's senior author. Timothy Bickmore, PhD, associate professor in the College of Computer and Information Science at Northeastern, collaborated on this study and led the development of the software on which Gabby is based.

PCC addresses family planning, medical conditions and preventive behaviors in a primary care setting. The Centers for Disease Control and Prevention (CDC) developed evidence-based best practice guidelines for PCC, but there is a need for more comprehensive PCC implementation. Statistics show that approximately half of pregnancies in the U.S. are unplanned. According to the CDC, the fetal mortality rate for non-Hispanic African-American women in 2005 was 2.3 times the rate for non-Hispanic white women.

"Because approximately half of pregnancies in the United States are unplanned, delivering preconception care during general wellness visits could help reduce infant and maternal mortality rates," said Gardiner.

In order to develop a VPA that participants could identify with and trust, researchers conducted usability studies to gather recommendations from participants about the name, gender and physical appearance of the VPA. Previous research has shown that African-Americans prefer a VPA who is their same race and gender, and the results of these studies also indicated that participants would feel comfortable discussing PCC health topics with a VPA who was a young, female health care provider. These results helped the researchers create Gabby.

Women between the ages of 15 and 25 interact and engage with Gabby online by answering her questions about current health habits and conditions. Through this interactive dialogue, where participants can pick from answers or write in their own, Gabby screens for PCC risks, educates the participants about their risks and assesses whether they are ready to make lifestyle changes to decrease their risks. Based on participant's responses, Gabby helps create a custom "My Health To-Do List," which users can review and share with their providers.

Participants reported an average of 23 preconception risks. In the two-month pilot study, 83 percent of the risks added to the "My Health To-Do List" were either addressed or resolved by the users by the end of the pilot. For example, if a woman identified that she was not taking folic acid at the beginning of the pilot but had bought a folic acid supplement, she had addressed the risk. If she started taking it by the end of the pilot, she had resolved the risk. Therefore, Gabby was effective in helping those who were contemplating behavior change to move forward and take action.

The participants indicated that the Gabby system is a valuable addition to their health care routine and could be used either to prepare for an appointment with a provider or to reinforce information discussed during an appointment. They found Gabby trustworthy and reliable and found that she provided helpful information in an appropriate amount of time. The results also show that Gabby addressed some barriers to translating PCC best practices to clinical care, such as ease of delivery and patient acceptability.

"These results suggest that using Gabby as a PCC tool could be effective in helping deliver PCC to African-American women," said Jack. The researchers are working to expand on these results and have been recruiting for a randomized control trial to test whether participants who receive PCC with Gabby will have fewer preconception risk factors after six months than participants in a control group. They will enroll 100 young African-American women from across the country.

###

This research was supported by the Agency for Healthcare Research and Quality under contract number HHSA 290-06-00012-7 (Principal Investigator: Jack); the Bureau of Maternal and Child Health in the Health Resources and Services Administration under grant award # R40 MC21510-01 (Principal Investigator: Jack); and the National Institute of Health's National Center for Complementary and Alternative Medicine under grant award # K07AT005463-01(Principal Investigator: Gardiner).


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Source: http://www.eurekalert.org/pub_releases/2013-04/bumc-vpa043013.php

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Nintendo's refurb shop is now selling refurbished DSi XL and 3DSs for $100 up.

Nintendo's refurb shop is now selling refurbished DSi XL and 3DSs for $100 up. Leaves some change for games!

Source: http://gizmodo.com/5995496/

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Monster hurricane watch at Saturn's North Pole

In an undated in this false-color image from NASA's Cassini spacecraft and provided by NASA/JPL shows stunning views of a monster hurricane at Saturn's North Pole. The eye of the cyclone is an enormous 1,250 miles across. That's 20 times larger than the typical eye of a hurricane here on Earth. The hurricane is believed to have been there for years.This image is among the first sunlit views of Saturn's north pole captured by Cassini's imaging cameras. (AP Photo/NASA/JPL-Caltech/SSI)

In an undated in this false-color image from NASA's Cassini spacecraft and provided by NASA/JPL shows stunning views of a monster hurricane at Saturn's North Pole. The eye of the cyclone is an enormous 1,250 miles across. That's 20 times larger than the typical eye of a hurricane here on Earth. The hurricane is believed to have been there for years.This image is among the first sunlit views of Saturn's north pole captured by Cassini's imaging cameras. (AP Photo/NASA/JPL-Caltech/SSI)

(AP) ? NASA's Cassini spacecraft has captured stunning views of a monster hurricane at Saturn's North Pole.

The eye of the cyclone is an enormous 1,250 miles across. That's 20 times larger than the typical eye of a hurricane here on Earth. And it's spinning super-fast. Clouds at the outer edge of the storm are whipping around at 330 mph.

The hurricane is parked at Saturn's North Pole and relies on water vapor to keep it churning. It's believed to have been there for years. Cassini only recently had a chance to observe the vortex in visible light.

Scientists hope to learn more about Earth's hurricanes by studying this whopper at Saturn.

Cassini was launched from Cape Canaveral in 1997 and arrived at Saturn in 2004.

___

Online:

NASA: http://saturn.jpl.nasa.gov/

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2013-04-29-Saturn%20Hurricane/id-8d5178dd6d1e423a9429de0653f83d92

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Monday, April 29, 2013

Car Bombings Kill 19, Wound Dozens In Iraq

BAGHDAD (AP) ? Five car bombs exploded Monday in public areas in predominantly Shiite cities and districts in central and southern Iraq, killing 26 civilians and wounding dozens, officials said.

The blasts come amid a week-long spike in sectarian violence following clashes at a Sunni protest camp in the north of the country. No one has claimed responsibility, but coordinated bombings in civilian areas are a favorite strategy used by al-Qaida in Iraq.

Two parked car bombs went off simultaneously Monday morning in the city of Amarah near a gathering of construction workers and a market, killing 13 civilians and wounding 42, according to police.

Another police officer said a parked car bomb exploded near a restaurant in the city of Diwaniyah, killing eight civilians and wounding 25 others.

Amarah, some 320 kilometers (200 miles) southeast of Baghdad and Diwaniyah, 30 kilometers (80 miles) south of the capital, are heavily Shiite and normally comparatively peaceful.

Hours later, another parked car bomb went off in the revered Shiite city of Karbala, killing two civilians and wounding 12 others, police said. Two early Islamic figures revered by Shiites are buried in the city, about 90 kilometers (55 miles) south of Baghdad.

A parked car bomb ripped through a Shiite neighborhood in the otherwise predominantly Sunni town of Mahmoudiya, about 20 miles (30 kilometers) south of Baghdad, killing three and wounding 16, another police said.

Four medical officials confirmed the casualty figures. All officials spoke on condition of anonymity as they were not authorized to release information.

Sectarian violence has spiked since Tuesday, when security forces tried to make arrests at a Sunni Muslim protest camp in the northern city of Hawija. The move set off a clash that killed 23 people, including three soldiers.

The Hawija incident and a spate of follow-up battles between gunmen and security forces as well as other attacks, including Monday's, have left around 200 dead in the last week.

Related on HuffPost:

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Source: http://www.huffingtonpost.com/2013/04/29/iraq-car-bombings_n_3176561.html

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Microsoft working on redesigns for Xbox, Yammer, Skype and Bing

Microsoft working on redesigns for Xbox, Yammer, Skype and Bing

Considering Microsoft's efforts to rebrand, redesign and rebuild its Windows platform, it's no surprise to hear the company is tweaking the visual aesthetics of its other brands, too. Speaking at Design Day 2013, Wolff Olins creative director Todd Simmons and Windows Phone design studio manager Albert Shum talked about the challenges of rebranding a company like Microsoft. "We're still trying to figure out how to put a consumer face on this brand, as an ecosystem," Simmons said, explaining how the team wanted to get away from the idea of Microsoft being a top-down, monolithic entity. The discussion touched on the creation of the Windows 8 logo, but also shed light on efforts to revamp other Microsoft brands. "Other brands are coming along too," Simmons explained, teasing the audience with a pair of sketches. "Bing, Skype, Yammer, Xbox -- everything is under development." With Microsoft's next generation gaming hardware lurking just around the corner, the time for a new logo might just be nigh. Read on to see the pair's full 45-minute presentation for yourself.

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Via: Verge, Travis Lowdermilk (Twitter)

Source: Vimeo, Design Day 2013

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Product Review Hot Toys Black Widow review - One Sixth Warriors



Sixth Scale Action Figure News, Reviews, & Discussion. Collect, Kitbash, Customize. All Brands, All Eras, All Genres.
WWII, Modern, Sci-Fi, Fantasy, etc. Anything directly related to 1/6th scale action figure collecting.

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Hot Toys Black Widow review


It's time to check out a beautiful lady - or at least an action figure based on one. Hot Toys has just released their second Black Widow figure, based on the look from the Avengers. This is Hot Toys, so there's no surprise she's nice, but there's always a few nits to pick. You can find my review at the usual:

http://www.mwctoys.com

Thanks for reading!

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Re: Hot Toys Black Widow review


Another great review... thanks MC! Still waiting for her to reach our shores...

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Re: Hot Toys Black Widow review


Thank you for the review.

I agree with pretty much everything in there. The Price tag was a bit of a pain. It shouldn't be that high for what is in there. And for that price, they should have been able to do a nicer box than that. It's really boring.

The Glock Pistols do have removable magazines. In fact, this is one of the nicest Glock pistols made to date, and a compact too, makes it that much sweeter. It would have been nice to have some spare magazines and pouches for them too. She's far to lightly loaded for the character in the film. That alone is my biggest complaint. Not enough ammo.

I have seem the IM2 Black Widow, and I totally agree, this one looks much nicer. They look more like sisters, than the same person.

And yes I will buy another one if I can find it at the right price. But that is getting hard now. Missed out on one at $209 this weekend.

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Re: Hot Toys Black Widow review


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Re: Hot Toys Black Widow review


thanks!

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Re: Hot Toys Black Widow review


Fixed the text on the magazines - mine still don't come out though. Weird.



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Facebook And The Sudden Wake Up About The API Economy

api branchesWhat a two weeks it’s been. Something happened that has been simmering for a while. The API market exploded. Intel bought Mashery for more than $180 million and CA acquired Layer 7. 3Scale received a new $4.5 million round of funding from Javelin Ventures. Mulesoft acquired Programmable Web. And then Facebook jumped in and bought Parse. The acquisitions and funding point to a maturing market that is reflected in the ubiquity of APIs across the application landscape. It’s not a new market by any means. The space is filled with companies that have leveraged the API build out that has happened over the past several years. Instead this is an inflection point. There are more than 30,000 APIs, according to Programmable Web, the leading API directory and blog. Javelin Ventures Managing Director Noah Doyle said to me in an interview that analysts see the API market growing five to ten times over the next five years. With that scaling in number of APIs comes a virtuous circle for the developers that build compelling apps and APIs. The APIs extend the apps reach as they become part of distributed data network. As more people use the APIs so the app developer generates more data. As the data increases in scope, often the service will become an API. Facebook needs new streams of data to keep rolling out new digital products. Back end as a service providers like Parse provide SDKs and APIs that give developers access to infrastructure for storing basic data types, locations and photos. How Facebook uses this data is a question mark. But regardless, Pare serves as a constant replenishing source, nourished by the apps on the Parse platform that use APIs. Facebook now will decide how to package and segment that data to push more relevant advertising to its 1 billion users. APIs Are Like Glue APIs will be the glue to the Internet, said Programmable Web Founder John Musser. Musser, like Doyle, sees a new generation of APIs emerging that are fueled by demand, triggered by mobile devices, which serve in many respects as the new client/servers. Apps are hosted on cloud services and distributed across mobile devices that read and write data, sending and receiving information, connecting via APIs. In the first generation, Mashery and companies like Apigee pioneered the API management space. Twitter and other web companies emerged in the second generation. In the

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Sunday, April 28, 2013

Jarvis Is A Personal Assistant That Goes Beyond Siri To Embrace The Connected Home

jarvisIf you're an Iron Man fan, you already know about Jarvis, Tony Stark's personal assistant (who's either a human or a virtual AI, depending on how long you've been following the comic). Jarvis is the glue that keeps Stark's business, personal and super hero lives running smoothly.

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Down 3-0, Celtics try avoid sweep Sunday vs Knicks

Boston Celtics' Paul Pierce, left, and Kevin Garnett sit on the bench during the fourth quarter of their 90-76 loss to the New York Knicks in Game 3 of a first round NBA basketball playoff series in Boston Friday, April 26, 2013. (AP Photo/Winslow Townson)

Boston Celtics' Paul Pierce, left, and Kevin Garnett sit on the bench during the fourth quarter of their 90-76 loss to the New York Knicks in Game 3 of a first round NBA basketball playoff series in Boston Friday, April 26, 2013. (AP Photo/Winslow Townson)

New York Knicks' Carmelo Anthony (7), Jason Kidd (5) and Raymond Felton (2) are congratulated by teammates including Iman Shumpert (21) while leaving the court during the fourth quarter of New York's 90-76 win over the Boston Celtics in Game 3 of a first round NBA basketball playoff series in Boston Friday, April 26, 2013. (AP Photo/Winslow Townson)

Boston Celtics' Paul Pierce (34) and Jeff Green head back up court during the fourth quarter of their 90-76 loss to the New York Knicks in Game 3 of a first round NBA basketball playoff series in Boston, Friday, April 26, 2013. (AP Photo/Winslow Townson)

New York Knicks' Carmelo Anthony (7) gets a hug from teammate Kenyon Martin during the fourth quarter of New York's 90-76 win over the Boston Celtics in Game 3 of a first round NBA basketball playoff series in Boston Friday, April 26, 2013. (AP Photo/Winslow Townson)

New York Knicks' Carmelo Anthony heads back upcourt after hitting a basket during the second quarter of their 90-76 win over the Boston Celtics in Game 3 of a first-round NBA basketball playoff series in Boston, Friday, April 26, 2013. (AP Photo/Winslow Townson)

(AP) ? Hanging on a wall of the Celtics' practice facility, opposite the faded banners that hung in the old Boston Garden a half-century ago, is a spotless one.

It went up a few years ago to hold the location where the NBA's greatest champions would mark their next title.

That banner will apparently remain blank another year. As soon as Sunday, the Celtics' quest for No. 18 could be over for this season.

Down 3-0 to the New York Knicks, the Celtics are thinking much smaller than another title when they host Game 4 on Sunday afternoon.

"You've got to focus on the single game. You can't win four without winning one," Boston coach Doc Rivers said Saturday.

Even that looks difficult for a Celtics team that can't get any offense going. Boston has averaged a feeble 75 points, not breaking 80 in any game, on 39.5 percent shooting.

No NBA team has overcome a 3-0 deficit to win a series, as the Knicks know. They were swept by the Celtics two years ago and managed only to get to Game 5 after dropping the first three against Miami last year, when they ran their NBA-record postseason losing streak to 13 games.

Now Carmelo Anthony sees the Celtics in the same position he was in during his first two postseasons in New York, and he wants the sweep.

"To be honest with you, to accomplish that would be spectacular. It would be a dream come true. I've never swept anybody. But we know Game 4 is win or go home for them guys," Anthony said.

"I've been on that side of the ball plenty of times and I know that feeling, so I know the type of energy they're going to come out and display here on Sunday. We've just got to be prepared for the punches that they throw and everything they put out there on the basketball court."

There haven't been any punches, though the Celtics' Jason Terry did take an elbow from New York's J.R. Smith late in Game 3. Terry wouldn't comment on the play Saturday, but said he was annoyed by what he thought was some Knicks' showboating and is clearly agitated by what's gone on in the series.

"I mean, when you get your butt kicked like they've been doing to us the last week or so and you're seeing the same team every day, you're going to get tired of it. Or you're going to lay down. I'm tired of it," Terry said.

The Celtics haven't lost in the first round since 2005 and haven't been swept since Indiana beat them in the first round a year earlier.

They returned to prominence six years ago when they acquired Kevin Garnett and Ray Allen to team with Paul Pierce, and it's been a good run for the Celtics. They won a title in 2008, lost in a Game 7 to the Lakers two years later, and pushed Miami to seven games in last year's Eastern Conference finals.

But Allen then joined the Heat, and All-Star point guard Rajon Rondo was lost to a knee injury around midseason. Garnett will turn 37 next month and Pierce is 35, and the Celtics have had opportunities to trade both of them. There may be more decisions in the offseason, so the end of this series could actually be the end of an era.

"I dread the end all the time. I really do," Rivers said. "I just like to be able to know when the end is, meaning you're in Game 7 of the world championship. Then you know you're playing for the end. I hate when the end can come early. But I dread them all."

Game 5 would be Wednesday, though the Knicks would prefer to wrap it up Sunday and give one of the oldest rosters in NBA history some extra rest before their first appearance in the second round since 2000.

"For sure," said point guard Raymond Felton. "Just like Melo said, I've been on the other end of the stick as well. I was in Charlotte, made the playoffs for the first time and we got swept by Orlando. So it feels good to be on the winning side. So if we could come out and definitely sweep this game, it would be something special for all of us. For me, for him, especially individually, and then on top of that we'd get a lot of rest. And hopefully Indiana and Atlanta can go to Game 7."

The Celtics believe they can turn things around with more effort, though their execution has been just as poor. Not even Pierce has been immune to their woes, missing a layup on the first possession of Friday's 90-76 loss and just fumbling the ball away on a couple of occasions later in the game.

But forward Jeff Green said his confidence is "still high," even if the Celtics' chances of advancing aren't.

"I mean, look at the guys on this team, guys who have been through so much throughout their career," he said. They've been down. I mean you have guys who are confident in their game and believe that we have a chance, and that's all that it takes."

___

Follow Brian Mahoney on Twitter: http://www.twitter.com/Briancmahoney

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2013-04-27-Knicks-Celtics/id-7a3b0f2cf1c4447fbd9460e33009ef15

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I-Team: Sandy Flood Coverage Denied via ?Sinkhole Loophole ...

Six months after Sandy flooded homes and businesses throughout the area, New York insurance regulators are getting flooded with complaints about insurance coverage.

Deborah Schochet of Woodmere filed a complaint after her flood coverage was denied when an adjuster determined that the damage to her home was caused by a sinkhole beneath the foundation and not specifically flood water.

?

The problem ? the driving wind, rain and rushing water from Sandy created that sinkhole.

?

?It made absolutely no sense,? said Schochet. ?It was a loophole for them to get out of paying what they should be paying.?

?

Schochet, who is battling Lou Gehrig?s disease, has to navigate her damaged home each day, with a gaping hole in the basement floor, lack of central heat and water-logged drywall.?

?

?I fully paid my premiums and I deserve to be paid,? said Schochet.

?

Allstate Insurance manages her policy and denied the claim based on a little-known clause in the National Flood Insurance Program. The clause allows adjusters to claim the damage was actually caused by soil erosion and not flood water ? even if the flood water caused the soil erosion.

?

The NFIP is a government program. Private insurance companies handle the individual policies for customers and approve or deny coverage based on the federal government?s regulations.

?

?The sinkhole is a bogus excuse for them not to pay,? said Schochet.

?

In a statement, April Eaton of Allstate Insurance said, ?Allstate is legally bound by the rules, regulations and policy language set forth by the NFIP, which pays the claims. We are in close contact with NFIP on this case, and understand the claim is under additional review by the NFIP.?

?

Since Sandy, more than 3,388 New Yorkers have filed official complaints with the state against their insurance companies.

?

?

As a whole, Allstate has the most complaints in New York, but the company also writes the most policies in the state. Eaton, citing FEMA statistics, said in her statement that Allstate had the best score on timely administration of flood insurance claims following Sandy, totaling more than $718 million.

?

When the state list of complaints is broken down per claim, Assurant Insurance tops it with nearly two complaints for every 100 claims, followed by Tower, Narragansett Bay Insurance and QBE.

?

QBE denied nearly one-third of all its claims since Sandy.

?

Through a spokeswoman, the company said 11 complaints were mistakenly tied to QBE and ?there are at least three additional complaints which we believe should not be attributed to QBE. We are talking with the department about these.?

?

The superintendent of New York?s Department of Financial Services, Benjamin Lawsky, said any insurance company generating a lot of complaints will grab his department?s attention.

?

"If there is a high rate of complaints, not only should individuals be worried about it, but we're worried about it," said Lawsky.

?

His department handles insurance complaints in New York. He explained many of the issues that angered New Yorkers.

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?Companies were not there to take people?s calls, they were not getting adjusters out to homes fast enough and they weren?t resolving claims fast enough,? said Lawsky.

?

Michael Barry of the Insurance Information Institute ? an industry-funded research group ? says 3,000 complaints after a catastrophic event is not usual and said insurers have resolved 93 percent of Sandy-related claims in the last six months.

?

"When you look at the number of claims and the claims' payouts, we're talking about hundreds of thousands of claims and billions of dollars out the door,? said Barry.

?

The I-Team has learned that both Tower and Narragansett Bay are under investigation by state regulators for delays in claims processing.

?

A representative from Assurant said his company believes the state's calculations unfairly penalized Assurant because the company handles a high percentage of flood claims.

?

Narragansett Bay said in statement it "has closed 98 percent of all claims." The company also disputed the Department of Financial Services' report that it received 215 complaints as of April 19, which resulted in a complaint-to-claim ratio of 1.9 percent. Narragansett Bay said it received 168 complaints, "which totals less than 1.5 percent of total claims in New York."?

?

Tower did not return calls for comment.

?

The Federal Emergency Management Agency said it is continuing to work with Sandy survivors to recoup their losses. The agency is instructing all flood policy holders who have disputes with the private companies that administer the program to contact FEMA directly by calling 800-427-4661.

?

Source: http://www.nbcnewyork.com/investigations/I-Team-Sandy-Flood-Coverage-Denied-via-Sinkhole-Loophole-204880561.html

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Motherhood, Humility and Empty Vessels | - Generation Cedar


It?s the one and only two preggo pictures for this, my 10th baby. You know you gotta have one. When I say ?tenth baby? it?s so hard for me to believe I have ten children. I?m glad and thankful, just surprised and never imagined it for my life. It doesn?t feel like it sounds, apparently. Because when I?m out by myself and someone asks me ?is this your first baby? and I say ?no?, and then it?s inevitable that I must answer the hyper-ventilating-invoking question, the response feels more dramatic than my life feels.

I understand the surprise, that ten children is not exactly common. But compared with my actual life, we?re just a regular family who drives a small bus. And shares clothes. And hugs more than the average times per day. And doesn?t stress anymore about germs. And, oddly enough, is more excited at the announcement of a new baby than just about anything else on earth. And shares the housework so that really, everybody probably does less work than normal. And has to take turns talking or it can get a little out of hand at the dinner table.

But other than that, I don?t feel different until we all go out in public.

Mostly, at this stage in my life, I?m humbled more than ever. And where I?m not, I?m praying to be. Andrew Murray said, in his book our family is reading again?Humility:

?True humility comes when before God we see ourselves as nothing, have put aside self, and let God be all. The soul that has done this, and can say, ?I have lost myself in finding You,? no longer compares itself with others.?

I think a lot about how motherhood can be so ?emptying? and how maybe that?s why our culture has become a consistent enemy of motherhood, at least of the motherhood that would threaten to empty. As my husband read that sentence, I thought of how contrary it is to every message around us?even to our own flesh, and why then, there is such a gulf between what God has said is ?right and good? and what everything else poses as ?right and good?.

Pregnancy (since I?m here in this time of reflection) is, literally speaking, a body who ?empties? part of itself to contain another human being. It?s a perfect picture of a ?life-giving vessel?, emptied so it can be filled.

And so it is with us in spirit. God can only fill an empty vessel, a surrendered heart. And then, the miracle of that filling! It is only when we can reach our hands to Heaven and say with Christ, ?Not my will, but Thine be done?, that we can walk in perfect peace, knowing He truly orders our steps.

So when another person says to me, ?pregnancy is just so hard on your body?, intending to persuade me that I?ve ?done? a silly thing by carrying another person, I can exhale with a calm knowing of the greater rewards of being emptied. I?ve had similar, encouraging epiphanies about motherhood and broken vessels. When my back hurts and round ligament pain makes me wince, I tell my children, I did it for you and it was so worth it. I don?t want pain to always be associated with something to be avoided.

Today is the anniversary of the tornado that ripped away all our earthly things. Emptying. Painful. And I can truly say I?m grateful for that life-changing event. It has helped me empty my hands of the more meaningless things in life (although I?m still working on it), to be able to hold what is most dear. I whisper a word of praise to the Father for that too, His perfect will. As a side note, I looked at some of those posts and re-read your comments the other day. Tears just streamed down my face?I probably wasn?t completely cognizant the first time I read them?and they were SUCH a huge blessing to me, two years later, as I reflected on your love and God?s goodness to put things in our lives in order to reveal such love. Thank you again.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Along the lines of equipping ourselves to see past this world?s idea of success or happiness?to become WOMEN OF VISION?I highly recommend ?The Best of Visionary Womanhood?. Packed with articles full of wisdom, solid truth and a burning vision, it will help you keep focused when all around you seem to be getting off track.

BUT?even though you can buy it now for $5.00, why not wait until Monday when you can get 96 additional, INCREDIBLE books for $29.97?! Keep them all, give some as gifts, but it?s a deal you don?t want to pass up.

Related posts:

  1. Motherhood, Fear & Resolving to Fight
  2. ?When Motherhood Feels Too Hard? (Ebook) is FINALLY HERE!
  3. Humility: The Only True Mark
  4. Loving Motherhood in an ?I?m Bored? Society
  5. Joyful Motherhood

Source: http://www.generationcedar.com/main/2013/04/motherhood-humility-and-empty-vessels.html

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First-quarter growth quickens, but misses forecasts

By Lucia Mutikani

WASHINGTON (Reuters) - Economic growth regained speed in the first quarter, but not as much as expected, which could heighten fears the already weakening economy could struggle to cope with deep government spending cuts and higher taxes.

Gross domestic product expanded at 2.5 percent annual rate, the Commerce Department said on Friday, after growth nearly stalled at 0.4 percent in the fourth quarter.

The increase, however, missed economists' expectations for a 3.0 percent growth pace.

"It wasn't the bang-up start to the year we had hoped for, and the signals from March suggested that we will only decelerate from here into the spring trimester," said Avery Shenfeld, chief economist at CIBC World Markets Economics in Toronto.

Part of the acceleration in activity reflected farmers' filling up silos after a drought last summer decimated crop output. Removing inventories, the growth rate was a tepid 1.5 percent.

While consumer spending increased solidly, it came at the expense of saving, which does not bode well for future growth.

Given the smaller-than-expected increase and signs the economy has weakened in recent weeks, U.S. stock index futures fell, while prices for Treasury debt rose. The dollar weakened against the yen.

The GDP report could also give ammunition for the Federal Reserve to maintain its monetary stimulus. The U.S. central bank, which meets next week, is widely expected to keep purchasing bonds at a pace of $85 billion a month.

"They are going to mark down their economic assessment. The second quarter is tracking closer to 1 percent," said Jacob Oubina, a senior U.S. economist at RBC Capital Markets in New York.

Data ranging from employment to retail sales and manufacturing weakened substantially in March after robust gains in the first two months of the year. There are indications the weakness persisted into April.

BROAD-BASED GAINS

The GDP report showed contributions to growth from all areas of the economy, with the exception of government, trade and investment by businesses in offices and other commercial buildings.

Consumer spending, which accounts for more than two-thirds of U.S. economic activity, increased at a 3.2 percent pace - the fastest since the fourth quarter of 2010. It grew at a 1.8 percent rate in the fourth quarter of last year.

However, households cut back on saving to fund their purchases after incomes dropped at a 5.3 percent rate in the first quarter. The drop in income was the largest since the third quarter of 2009.

The saving rate - the percentage of disposable income households are socking away - fell to 2.6 percent, the lowest since the fourth quarter of 2007, from 4.7 percent in the fourth quarter of 2012.

Much of the gains in first-quarter spending came from automobile purchases and outlays for utilities, which were boosted by unusually cold temperatures. Consumers managed to step up their spending despite the return of a 2 percent payroll tax and higher gasoline prices.

Despite the spike in gasoline prices, inflation pressures were benign in the first three months of the year.

An inflation gauge in the government's GDP report rose at a 0.9 percent rate, the smallest increase since the second quarter of 2012. The personal consumption expenditure index had increased at a 1.6 percent pace the fourth quarter.

A core measure that strips out food and energy costs rose at a 1.2 percent rate, still well below the Fed's 2 percent target. The core PCE index had increased at a 1.0 percent rate in the fourth quarter.

The lack of inflation should come as welcome relief for American households, but it could cause some nervousness at the U.S. central bank, which may see it as a symptom of the economy's weakness.

Business spending on equipment and software slowed sharply, growing at an only 3.0 percent rate after a brisk 11.8 percent pace in the fourth quarter.

Economists caution that it is too early to blame the cooling in business investment and other more recent signs of economic softness on the $85 billion in mandatory government spending cuts, known as the sequester, that began on March 1.

Homebuilding marked an eighth straight quarter of growth, though the pace moderated from the fourth quarter. Housing added to growth last year for the first time since 2005 and its recovery should help ensure the economy does not contract.

While export growth rebounded, it was outpaced by imports, resulting in a trade deficit that cut off half a percentage point from output.

(Editing by Andrea Ricci)

Source: http://news.yahoo.com/first-quarter-gdp-seen-3-percent-momentum-ebbs-051102013--sector.html

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Sprint sets tentative date for investor vote for SoftBank deal

LONDON, April 26 (Reuters) - Arsenal will keep with tradition and form a guard of honour for new Premier League champions Manchester United when the sides meet at The Emirates on Sunday. "That is part of the tradition of English football and I want that, of course, to be respected," Arsenal manager Arsene Wenger told a news conference on Friday. "I'm French, I work in England and the English tradition should be respected. When you work somewhere abroad you have to respect the culture of the country," he added. ...

Source: http://news.yahoo.com/sprint-sets-tentative-date-investor-vote-softbank-deal-190250732.html

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House passes Senate plan to ease air traffic delays (reuters)

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Saturday, April 27, 2013

House seen moving quickly to ease air-traffic delays

By Doug Palmer and Richard Cowan

WASHINGTON (Reuters) - The House of Representatives is expected to act quickly on Friday to finalize a Senate plan to ease nationwide air-traffic delays caused by last month's automatic federal spending cuts.

The Senate plan, passed unanimously late Thursday, will give the Department of Transportation flexibility to use unspent funds to cover the costs of air traffic controllers and other essential employees at the Federal Aviation Administration who had been furloughed.

Lawmakers were eager to act quickly since many would be scrambling to catch flights home and to other destinations at the start of a weeklong recess.

They also sought to avoid the growing wrath of the traveling public, which had dealt with significant take-off and landing delays since the furloughs started on Sunday.

The legislative action marks a surprising bipartisan effort, especially after many Republicans had blamed the Obama administration for manipulating funds to maximize the impact of the budget cuts, in a perceived bid to damage Republicans.

It does come with the risk, though, of unleashing furious lobbying campaigns to ease other program cuts triggered by the controversial "sequestration" that took effect on March 1, requiring across-the-board spending cuts among most federal agencies.

The White House on Friday welcomed Congress' move, but said it falls short of broader action needed to address sequestration.

"It will be good news for America's traveling public if Congress spares them these unnecessary delays," White House spokesman Jay Carney said in a statement.

Carney said lawmakers need to take additional steps to alleviate the impact felt beyond the airline industry from the cuts, such as among poorer elderly people, defense industry workers and others brought on by sequestration.

"Ultimately, this is no more than a temporary Band-Aid that fails to address the overarching threat to our economy posed by the sequester's mindless across-the-board cuts," he said.

Transportation officials have made other cuts to their budget but furloughs of air traffic controllers began this week, prompting traveler backlash at major hubs like those in Chicago, New York, Los Angeles and Atlanta.

On Friday morning, departing flights at Newark Liberty International Airport were delayed more than an hour and 15 minutes, and Boston's Logan Airport had departure delays of more than 30 minutes, both due to staffing, the FAA said. Teterboro airport in New Jersey, which handles many corporate jets, also was experiencing delays of more than 90 minutes due to staffing.

(Reporting by Richard Cowan, Doug Palmer, Susan Heavey and Alwyn Scott; Writing by Karey Van Hall; Editing by Bill Trott)

Source: http://news.yahoo.com/white-house-calls-effort-end-airport-delays-good-140534158.html

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Fiat may have to pay UAW trust fund more for ... - Automotive News

[unable to retrieve full-text content]WILMINGTON, Del. (Bloomberg) -- Fiat may have to pay more than its $139.7 million offer for Chrysler Group shares being bought from the UAW's retiree health-care trust, a judge suggested in court today. Fiat SpA is ...

Source: http://www.autonews.com/article/20130425/OEM/130429931/fiat-uaw-trust-fund-face-off-in-court-over-chrysler-value

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Friday, April 26, 2013

Kynard Named USA Track & Field Athlete of the Week


INDIANAPOLIS - Erik Kynard (Toledo, Ohio) of Kansas State University has been named USA Track & Field?s Athlete of the Week after setting a world-leading mark in the high jump at the Mt. SAC Relays on Saturday.

Kynard jumped 2.34m/7-8 narrowly edging out the second and third-place finishers who both jumped 2.31m/7-7. The 2012 Olympic Silver Medalists? performance tied his personal record.

?It was good day. I was able to jump all the way through to 2.34 without a miss.? Kynard said. ?The entire day was well put together. I was very clean. I didn?t feel anything special going into the meet. It?s only my second meet of the year, so it?s still early.?

The Wildcats senior set this year?s world leading mark in his second outdoor competition early in the track and field season. The marked equaled the Mt. SAC Relays and the Hilmer Lodge Stadium record in the high jump set by world champion Jesse Williams in 2011.

?I?m in impeccable shape, right now. That is why I was able to jump at such a high level this early in the season compared to late last season,? Kynard said. "Right now, I?m in great physical and mental shape and that is a testament to my coaches preparing me.?

Now in its 12th year, USATF?s Athlete of the Week program is designed to recognize outstanding performers at all levels of the sport. USATF names a new honoree each week and features the athlete on www.usatf.org. Selections are based on top performances and results from the previous week.

2013 Winners: January 9, Bobby Mack; January 16, Mary Cain; January 22, Aje? Wilson; January 30, Duane Solomon; February 6, Chris Derrick; February 13, Jeremy Taiwo; February 20, Alysia Monta?o; February 27, Galen Rupp; March 6, Jenn Suhr; March 13, Tia Brooks; March 20, Bridget Franek; March 27, Ben True; April 3, Darvis ?Doc? Pattonn; April 10, Octavious Freeman; April 23, Erik Kynard

About USA Track & Field

USA Track & Field (USATF) is the National Governing Body for track & field, long-distance running and race walking in the United States. USATF encompasses the world's oldest organized sports, the World's #1 Track & Field Team, the most-watched events at the Olympics, the #1 high school and junior high school participatory sport, and more than 30 million adult runners in the United States: www.usatf.org.

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Source: http://theconningtower.blogspot.com/2013/04/kynard-named-usa-track-field-athlete-of.html

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Survivors found trapped in collapsed Bangladesh factory

Forty survivors were found trapped in room in the garment factory that collapsed yesterday in Bangladesh.

By Al-Emrun Garjon and Julhas Alam,?Associated Press / April 25, 2013

On Thursday, rescuers searching for injured and missing found 40 survivors trapped in a room. On Wednesday, a huge section of an eight-story building splintered into a pile of concrete in Savar, near Dhaka, Bangladesh.

A.M.Ahad / AP

Enlarge

"Save us, brother. I beg you, brother," Mohammad Altab moaned to the rescuers who could not help him. He had been trapped for more than 24 hours, pinned between slabs of concrete in the ruins of the garment factory building where he worked.

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"I want to live," he pleaded, his eyes glistening with tears as he spoke of his two young children. "It's so painful here."

Altab should not have been in the building when it collapsed Wednesday, killing at least 238 people.

No one should have.

After seeing deep cracks in the walls of the building on Tuesday, police had ordered it evacuated. But officials at the garment factories operating inside ignored the order and kept more than 2,000 people working, authorities said.

The disaster in Savar, an industrial suburb of Dhaka, the capital city, is the worst ever for Bangladesh's booming and powerful garment industry, surpassing a fire five months ago that killed 112 people and brought widespread pledges to improve the country's worker-safety standards.

Instead, very little has changed in Bangladesh, where wages, among the lowest in the world, have made it a magnet for numerous global brands. Companies operating in the collapsed building say their customers included retail giants such as Wal-Mart, Dress Barn and Britain's Primark.

On Thursday, hundreds of rescuers, some crawling through the maze of rubble in search of survivors and corpses, spent a second day working amid the cries of the trapped and the wails of workers' relatives gathered outside the Rana Plaza building, which housed numerous garment factories and a handful of other companies.

Rescuers on Thursday evening found 40 survivors trapped in a room on the fourth floor. Twelve were soon freed, and crews worked to get the others out safely, said Brig. Gen. Mohammed Siddiqul Alam Shikder, who is overseeing rescue operations. Crowds at the scene burst into applause as survivors were brought out, although no other details were immediately available.

An Associated Press cameraman who went into the rubble Thursday morning with rescue workers spoke briefly to Atlab, the man who pleaded to be saved. But the team was unable to free Atlab, who was trapped next to two corpses.

From deep inside the rubble, another survivor could be heard weeping as he called for help.

"We want to live, brother! It's hard to remain alive here. It would have been better to die than enduring such pain to live on. We want to live! Please save us," the man cried. It was not immediately clear if he or Atlab were among those later rescued.

After the cracks were reported, managers of a bank that had an office in the building evacuated their employees. The garment factories, though, kept working, ignoring the instructions of the local industrial police, said Mostafizur Rahman, a director of that police force.

Abdur Rahim, who worked on the fifth floor, said he and his co-workers had gone inside Wednesday morning despite seeing the cracks. He said a factory manager had assured people it was safe.

About an hour later, the building collapsed, and the next thing Rahim remembered was regaining consciousness outside.

Officials said they had made it very clear that the building needed to be evacuated.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/G3J1kk4rPqQ/Survivors-found-trapped-in-collapsed-Bangladesh-factory

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